Chances are, you know what a mortgage is. But what about an adjustable rate mortgage? Or a jumbo loan? Or a conforming loan? There are a lot of mortgage terms out there, and they can seem confusing, especially to someone … Continue Reading

If you’ve ever applied for a loan (or wanted to apply), you’ll know that it can be an intimidating and confusing process. Often times you’re expected to hand over personal information, such as your social security number, without really understanding … Continue Reading

NORMAL — Simply a Setting on the Washing Machine Being a former math teacher, I often choose to categorize things by picturing a normal distribution curve in my mind. For example, if you look below, “most” everything falls in the … Continue Reading

When most people get insurance, it’s considered a very mature and adult thing to do. Thinking about what kind of car insurance you should get or whether or not you need homeowners insurance are important financial decisions. But, just as … Continue Reading

BWTDCC PART DVA (dva is 2 in Croatian — thank you Yale) I love it! Recently, you read “better ways to describe complicated crap” right here. Now, thank you, National Mortgage News for gifting us with “10 more abbreviations every … Continue Reading

Reverse mortgages can be a great way to finance your retirement. With lots of perks, such as no monthly mortgage payments and the ability to cash in on the equity of your home while you still live there, it’s easy … Continue Reading

Even if you are only peripherally involved in real estate, home loans or finance, you know the millennials are a “problem.” Specifically, those born from 1981 to 1997 are not buying houses at a rate their parents and grandparents did, … Continue Reading