What happens to your home loan after it closes and someone has to collect your payments, probably pay your taxes and insurances, and ensure your payment history is reported to a credit bureau?  It, along with as many as millions … Continue Reading

“Time travel used to be thought of as just science fiction, but Einstein’s general theory of relativity allows for the possibility that we could warp space-time so much that you could go off in a rocket and return before you set … Continue Reading

  Background: Long ago and far away, when one of my loan officers would rush into the office saying, “We need a lot loan” or “Company XYZ can do seconds!”, my reaction would normally be to try to calm the … Continue Reading

Is SoFi — a lender that offers student loan refinancing, mortgage, and other financing programs — an up and coming fintech company or one that will surely provide disruptive innovation to the mortgage industry? Or is it a bit of both? … Continue Reading

Last time, we blogged about looking at things upside down. This time we’ll do a complete about-face and take the REVERSE view – reverse mortgages, that is. If you own a TV, you’ve probably seen the commercials where former acting … Continue Reading

IT’S ABOUT PERSPECTIVE The renowned Rob Chrisman provides a daily market commentary on the mortgage industry. He recently posted this, written by Brooklyn high school student Chanie Gorkin. It inspires some thoughts about, yes, obtaining a mortgage. Today was the absolute … Continue Reading

Is it finally time to gut the kitchen and replace grandma’s rusted avocado appliances? Do you love the location of the house at 123 Elm Street but are put off by the lack of doors, windows, siding, and a roof? … Continue Reading