Your 20s is a time to have fun, start your careers, and create memories that will last a life time! It’s also the foundation for the rest of your adult life. Making smart decisions now can have lasting impacts for … Continue Reading

Who Ya Gonna Call? For What? It appears that those in real estate and the world of home financing may soon be granted their #1 Wish? Yes, Millennials are buying houses! What has stopped them, other than huge student loan … Continue Reading

The Mortgage Magic Wand! There are XX Days until Christmas, the New Year, Valentine’s Day …. or some other marketable holiday. We are therefore, reminded and inspired to buy those gifts ASAP! One of the best gifts I ever received … Continue Reading

NORMAL — Simply a Setting on the Washing Machine Being a former math teacher, I often choose to categorize things by picturing a normal distribution curve in my mind. For example, if you look below, “most” everything falls in the … Continue Reading

Even if you are only peripherally involved in real estate, home loans or finance, you know the millennials are a “problem.” Specifically, those born from 1981 to 1997 are not buying houses at a rate their parents and grandparents did, … Continue Reading

I used to keep an email folder where I would save all annual mortgage industry “prediction” articles. The following year, I reviewed them to see who was closest to accurate, who was furthest from the truth — which crystal ball … Continue Reading