In some cases, it is necessary to use debt as a way to make a major purchase. Few of us can buy a new car with cash, and even fewer of us can plunk down hundreds of thousands of dollars … Continue Reading

Credit card companies, mortgage lenders and even banks all advertise to new customers with one magic number: the interest rate. With so much of the financial industry offering low introductory interest rates or higher-than-average savings rates for new clients, It’s … Continue Reading

When you want the best price on a new TV, you shop around. You compare prices at various retailers, and you look up consumer ratings. No matter what you are shopping for, it makes sense to look around for the … Continue Reading

One of the realities that many consumers face is that of debt. Credit card debt can be especially problematic. It comes with a high interest rate, and it can be hard to pay off over time. One of the ways … Continue Reading

When you start shopping around for a home loan, you are likely to run into terms like “pre-qualified” and “pre-approved” to describe whether or not you are eligible for a certain mortgage amount. Before you start your house-hunting, it’s a … Continue Reading

When it comes to interest rates, a few percentage points may not seem like a lot. But a few measly points could mean the difference between hundreds or thousands of more dollars in your pocket. To help you save the … Continue Reading

With tax season underway, one of the questions that many people ask is this: What if I can’t pay my taxes? I know the feeling. When I first started freelancing, I didn’t know about quarterly estimated taxes or the realities … Continue Reading