Rainy day money. Stockpile. Nest egg. No matter what you call it, no one can deny the importance of having an emergency fund. This is cash that you can access when you absolutely need it – and when not having … Continue Reading

There are many benefits to working with a local lender. Often local lenders can be more flexible with their borrowers and have more attentive customer service. However, it can also be difficult to find many local lenders to work with, … Continue Reading

When looking at the terms of a mortgage, you’ll normally see a loan amount, the length of the mortgage, the down payment, the interest rate, and the APR. You may also see an estimated monthly mortgage payment and the amount … Continue Reading

Time to Refi? This is not an old blog! Check out this Tweet, especially the date! According to themselves, Mortgage Market Guide is “The most reliable source of information available to protect your pipeline and help your clients make sound … Continue Reading

Collateral is used as a type of insurance when you take out a loan – if something happens and you can’t repay your loan, the bank or lender still has the collateral, so they can get something back. One common … Continue Reading

What is Equity? At Today’s Rates: Home Equity Loan is a Smarter Deal Than a Cash Out Refinance You could have cash hidden in your home and not even realize it. We’re not talking about a hidden stash of treasure – … Continue Reading

… like a fine whine … I get better with age.  SO sorry to completely annihilate an excellent and often repeated quote. [“I’m like a fine wine. I get better with age. The best is yet to come.” ― Richelle … Continue Reading