One of the ways that you can get out from under debt is by consolidating it so that it is more manageable. Debt consolidation works by taking all of your smaller loans and combining them in such a way that … Continue Reading

For those who have difficulty qualifying for credit, or even for a bank account, the convenience of plastic seems out of reach. Traditional credit cards aren’t an option, and in some cases traditional debit cards aren’t an option, either. This … Continue Reading

What are you looking for in a mate? Good looks? A sense of humor? Intelligence? Loyalty? While these are undeniably attractive qualities, for a lot of people they aren’t enough. It appears that in the 21st century a nice smile … Continue Reading

After graduation, most college students find themselves in one of three situations: They’ve scored a great job and have little debt, they’ve scored a decent job but are drowning in student loan debt, or some combination of both of these … Continue Reading

Are you struggling to qualify for a credit card or boost your credit score? You may feel like your poor credit history or lack of credit history is holding you back, and it may seem impossible to get approved for … Continue Reading

From determining your credit worthiness to assigning interest rates for any loan you take out, your credit score is one very important number. Of course we all know that paying our bills on-time is one way to make sure your … Continue Reading

When was the last time you looked at your credit report? Do you regularly review your credit report? Why or why not? Every time I sit down with someone to talk about their financial plan, I start with their credit … Continue Reading