Let’s face it: improving your credit is pretty tough. Major lifestyle changes need to be undertaken, our inner reserves of self-discipline must be summoned, and a major amount of patience must be scrounged up. In an effort to make the … Continue Reading

According to the federal government, identity theft is the use of someone’s name, Social Security number, or other personal information “to commit fraud or other crimes.” Moreover, according to the FTC, identity thieves consider a child’s Social Security number to … Continue Reading

Your credit, as you know, is an important piece of your financial puzzle. Your credit provides insight into how you can be expected to use money in the future. Financial services companies and lenders alike look at your credit history … Continue Reading

Credit scoring is a big deal these days. If you don’t have good credit, you can end up unable to qualify for a mortgage, or unable to get the best interest rate on a car. You might even end up … Continue Reading

By now, you already know that your credit score is a big deal: it’s one of the most important numbers in your financial life and can impact anything from your ability to get a loan to landing your next job. … Continue Reading

Most adults who have ever tried to purchase a car, house, or college education are familiar with the concept of the credit score: your past financial deeds (and misdeeds) are recorded and analyzed and a numerical score is generated based … Continue Reading

What would Admiral Ackbar say? Is store credit a trap?! You have to give them props, those big box and department stores we all love so much: they’re pretty crafty. Not only do they lure us off of our couches … Continue Reading