Over the past 4 years, credit card fees dropped, credit card applications changed and consumer satisfaction increased. Did you notice? If you aren’t tracking the last few years of consumer finance laws in Washington, D.C., this particular piece of legislation … Continue Reading

In the personal finance community, there are a lot of mixed feelings about credit cards. Some people sing their praises, others wouldn’t touch them with a ten foot pole. In short, shopping with plastic isn’t universally practiced, and it’s probably … Continue Reading

Thanks to the CARD Act of 2009, obtaining a credit card is tougher for young Americans than it’s ever been before. This, of course, is by design: prior to this legislation, many young adults were getting into serious trouble with … Continue Reading

It’s almost universally acknowledged that understanding the ins and outs of credit isn’t exactly an easy or pleasant task. It seems like every time we sit down to check our credit scores and reports we end up with more questions … Continue Reading

Shopping for a new loan is sometimes a stressful process. Filling out applications, meeting with bankers, comparing rates – it starts to seem really tedious and intimidating, and sometimes makes you wonder how badly you really want that new house … Continue Reading

You probably think it could never happen to you, but identity theft happens to millions of Americans each year. Signs of identity theft include errors on your credit report, bills you don’t recognize, and of course, creditors calling about defaulted … Continue Reading

Getting educated about your finances can be a daunting process, but once you’ve started to pay attention to you money and make an effort to figure out how it works, the expectation is that you’ll start to see results. Most … Continue Reading