Now that a new year is underway, it’s time to figure out how you can make the most of your finances. This includes looking spending habits and trying to figure out what you can do to maximize your credit card … Continue Reading

Maintaining good credit is very important to our financial lives, and while there are certainly people out there who take a flippant attitude towards their money, most of us understand that keeping our credit in line is essential. This is … Continue Reading

Are you stuck with high credit card interest rates and annoying annual fees? If you’ve been meaning to consolidate or close some of your credit card accounts, now’s the time to make a mini new years resolution to get your … Continue Reading

It’s generally accepted that a good credit score is a good thing to have. After all, it can be difficult to do mundane things like rent an apartment or even get water service at that apartment without good credit. But … Continue Reading

The single most important factor influencing your credit score, no matter which algorithm is being used, is your payment history. Some measures count your payment history for as much as 35 percent of your credit score. Why does your payment … Continue Reading

Aside from the convenience factor, one of the best things about shopping with credit cards is that you’re able to earn some pretty great rewards. From cash back, to airline miles, to hotel rewards, it seems like incentives to use … Continue Reading

If you have a high interest rate on your credit card, it can be difficult to pay down your balance. So much of your payment goes toward interest that you might not make a lot of headway in terms of … Continue Reading