Have you ever stopped to consider what all that stuff on your credit card is? There are names, numbers, dates, a magnetic strip, and even a hologram. Here’s a breakdown of what all of that means: FRONT OF THE CARD … Continue Reading

You may have seen credit card offers in the mail or advertised on TV that seem too good to be true: zero percent interest, free balance transfers, no annual fee… While these offers are real, there’s definitely a catch in … Continue Reading

There are lots of ways to make extra money, but one you may not have thought of is through credit card offers. Credit cards are generally considered money-suckers, because people often end up paying more than they need to due … Continue Reading

So you probably are already familiar with the biggest difference between credit cards and debit cards: credit cards let you borrow money to make a purchase, which you then have to repay with any interest that accrues on any balance … Continue Reading

Don’t settle for high interest rates and ridiculous annual fees on your credit cards. Credit card companies don’t want you to know this, but you do have the power to negotiate lower rates with the right strategy. Learning how to … Continue Reading

When you can’t get credit any other way, you might use a secured credit card to begin reestablishing your credit history. A secured credit card can be helpful, but it’s not the best way to maintain a high credit score. … Continue Reading

A balance transfer is typically considered one of the best ways to consolidate debt so that you can better manage your finances and pay off your obligations at a lower rate. While a balance transfer used in the right way … Continue Reading