Score Advantage Down Payment Assistance Program

The Score Advantage Down Payment Assistance Program offers assistance funds for up to 5% of the sales price of a house (between $1,500 and $6,500) in the form of a junior loan.

In order to be eligible, applicants must have a minimum middle credit score of 620. If the applicant doesn’t have any credit history, they may still qualify. If there are multiple applicants on the loan, the individual with the highest middle credit score will be used to calculate the interest rate.

Applicants will also be required to finish a homebuyer education class, and put down a minimum of $1,000 towards the home purchase from their own funds.

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