Being self-employed has many benefits, but one thing you don’t get is an employer-sponsored 401(k) plan with matching funds, or a company-funded pension. So if you want any sort of tax-advantaged retirement savings, you’re going to have to pick a … Continue Reading

One of the most efficient ways to build wealth over time is to invest. When you invest, you put the power of compound interest to work on your behalf, allowing the earnings on your original capital to work for you … Continue Reading

Some people get their thrills from watching scary movies, while others prefer excitement afforded by skydiving or similar extreme sports. This is all well and good, but if you really want to get your adrenaline pumping, nothing works better than … Continue Reading

There’s nothing more frustrating than watching your hard-earned paycheck hit your bank account, then quickly see it slip through your fingers as it goes to pay bills and other obligations. Well, actually, there’s one thing that’s more frustrating: watching your … Continue Reading

When does a 0.05 percent of a rate matter when it comes to competing savings account rates of return? When the national interest rate is held so low, anything close to 1 percent is considered a good thing. FNBO Direct … Continue Reading

When it comes to retirement, you’ve probably asked yourself these questions: When should you start saving for retirement? and How much should you save for retirement? The answer to the first question is simple: As soon as possible. Unfortunately, the … Continue Reading

When it comes to savings account interest rates there is the stated paper rate paid on record, and then there are the practical rates available in terms of overall return. If one just puts his money in a traditional account, … Continue Reading