Happy (almost) New Year! It’s still technically the holiday season, but the end of 2014 is right around the corner. Whether you’re still in the middle of your holiday shopping or you’ve already bought all your presents, you may be … Continue Reading

Most of us have heard of the “Latte Factor.” The idea is that cutting out small costs from your spending can add up big over time. However, having to cut every little thing can get tedious over time. To make … Continue Reading

Now that the holiday season is approaching, many consumers are focued on gift-giving. One of the difficulties associated with buying gifts for children is that you want to provide something that is interesting for the child, but you might not … Continue Reading

It’s hard enough paying your credit card bill every month, especially if you’re in hundreds or thousands of dollars in debt. Add annual fees, late charges and sky-high interest rates on top of that and it’s easy to feel overwhelmed. … Continue Reading

One of the best ways to build wealth over time is through investing. In many cases, if you focus on low-cost funds, you are likely to do reasonably well over time. However, this type of investing can be a little … Continue Reading

Inspiration to take proactive steps in our financial lives can come from many different sources. Perhaps a wise old uncle told you to start saving young, or a colleague you respect taught you how to invest your first paycheck. In … Continue Reading

It’s hard to be in a position of financial difficulty. I remember struggling financially as a young wife attending graduate school. Unfortunately, many of us struggle longer than we have to. I know that I spent more years struggling with … Continue Reading