Fees, closing costs, down payments – a lot of expenses are associated with obtaining a mortgage. Even if you can afford monthly mortgage payments, coming up with the cash for these other costs can be tricky. And sometimes you want … Continue Reading

If you’re a United States veteran and you’re looking to buy a home, consider getting a VA loan. These unique loans are guaranteed by the Department of Veteran Affairs (or VA) and are offered to service men and women and … Continue Reading

WOV!  Worth, Opinion, Value There is a popular saying among real estate cynics that a house is only worth what someone will pay for it. Hmm So how does a seller know how much a buyer will pay? There are … Continue Reading

In the 1st Century CE,  Plutarch posed the question regarding which came first, the chicken or the egg, as a philosophical matter in his essay “The Symposiacs.” I’ll bet you didn’t know THAT, did you? I am a veritable font … Continue Reading

A Glossy Look at First Choice Loan Service’s Online Glossary If you’re looking for a mortgage, it’s important to learn the common terminology. Being knowledgeable can help you better understand your loan and find the one that’s best for you. … Continue Reading

If you’ve been following any mortgage-related blogs or news sources, you know that people are refinancing like crazy! In fact, the Mortgage Bankers Association says there are almost twice as many refinance applications now compared to last year. Low rates … Continue Reading

It’s that time of year that makes children all over the country groan – when back to school sales and advertisements remind us all that summer vacation will be over before we know it! Students, parents, and teachers alike can … Continue Reading