WHAT? In an official release, the FHFA stated, “On September 6, 2008, FHFA used its authorities to place Fannie Mae and Freddie Mac into conservatorship. This was in response to a substantial deterioration in the housing markets that severely damaged … Continue Reading

Trum-phillery As we approach election day, what will happen with the housing and finance industries based on the “winner” (the actual winning candidate, not the one with more quirky mannerisms)?  Lets have some fun in advance and attempt to make some … Continue Reading

  My father, may he rest in peace, told me to always find the humor in everything – and he meant everything. So as I was completing this month’s blog entry, I realized it contained NO humor! Horrors! That obviously … Continue Reading

How will Brexit effect the mortgage industry and housing market? Unless you are a life-long learner and incessant seeker of information like me, you can stop reading now. What? Yes, that’s right. Here’s why. We just don’t KNOW what effects … Continue Reading

SHOW ME THE MONEY! What money? The mortgage crisis collected bank fines, that’s what money, honey. Who received it, where did it go, who is keeping track of all of it, what good did the collection of it do, and … Continue Reading

  Have you been making your mortgage payments on time, even if your home value dropped and never rebounded? Stop reading now. This blog is N/A to you. What?? Let’s start by going back in time. When the mortgage crisis … Continue Reading

What happens to your home loan after it closes and someone has to collect your payments, probably pay your taxes and insurances, and ensure your payment history is reported to a credit bureau?  It, along with as many as millions … Continue Reading