Ask anyone who has a traditional savings account with a big bank, or even a credit union, and they will all agree with one point: the average interest rate offered to savers is minimal or almost non-existent. However, American Express, … Continue Reading
RateZip is a publisher of financial news and information. Our editorial staff reviews banks, surveys CD, bank and mortgage rate information from banks and lenders, and writes articles about personal finance. RateZip is the smartest way for you to search … Continue Reading
Mortgage rates have spent the week in the doldrums, spending three days flat through Thursday at 3.75 percent for a 30-year fixed mortgage. A few outliers posted rates lower at 3.625 percent, but the majority where higher. This non-active trend … Continue Reading
Life insurance is a fairly easy concept to understand. If a person dies while covered by a policy, the insurance provider pays a cash amount to beneficiaries, usually family dependents, so they have funds to live on after the death … Continue Reading
As a community bank that serves the greater New York region as well as Florida state, TrustCo Bank and Company surprises folks that it’s not a bigger institution than it is. However, since 1903 TrustCo has been in the business … Continue Reading
With CD rates in the doldrums at a 0.5 percent or worse, anything above a 1 percent rate of return is doing pretty good, all things considered. So when Alma Bank offers a 1.11 percent rate of return on a … Continue Reading
When most national banks are barely offering 0.1 of a percent for a rate of return on savings, achieving rates ranging from 0.5 percent to as much as 1.25 percent is notable. Pacific Trust Bank is now offering exactly that … Continue Reading
