One of the ways that you can get out from under debt is by consolidating it so that it is more manageable. Debt consolidation works by taking all of your smaller loans and combining them in such a way that … Continue Reading

When most people think about banks and bankers, “generous” is usually not the term that springs immediately to mind. In fact, for many people, “stingy,” “strict,” or “stern” might be the adjectives they think of more readily. But a funny … Continue Reading

For those who have difficulty qualifying for credit, or even for a bank account, the convenience of plastic seems out of reach. Traditional credit cards aren’t an option, and in some cases traditional debit cards aren’t an option, either. This … Continue Reading

Being in debt kind of stinks. Well actually, it really stinks. It stinks to see your paycheck get eaten up by spending you’ve already done, it stinks to feel like you always owe someone money, it stinks to feel like … Continue Reading

If you can’t afford your monthly payments on your mortgage, you’re not alone. Despite an economy on the upswing, thousands of Americans are still struggling to meet their monthly mortgage payments. You may be faced with weekly or daily calls … Continue Reading

I recently went through a refinance, and it was a bit brutal. If you are thinking about refinancing, you need to be ready. A refinance is another type of home loan. And, since it takes the place of your first … Continue Reading

If you are a college student, or you’ve got one headed off to college this fall, you may be wondering whether students who aren’t living at home require new, different or additional insurance coverage. Although you should check with your … Continue Reading