Getting educated about your finances can be a daunting process, but once you’ve started to pay attention to you money and make an effort to figure out how it works, the expectation is that you’ll start to see results. Most … Continue Reading

Your credit is becoming one of the most important items that others use to judge you when making decisions about your reliability. This goes beyond just looking at your credit score to decide if you should qualify for a loan … Continue Reading

When you open a credit card account, you often have the option to add another card user to your account. It’s important to understand the difference between an additional user and a joint credit card account. The Basics of a … Continue Reading

Have you checked your credit report lately? If you’re doing all the right things with your credit, you might think that checking your credit is totally unnecessary – you’ve never missed a loan payment, you pay your credit card bills … Continue Reading

You may have just refinanced your mortgage and locked in a lower rate. You may have taken out a student loan with a really low interest rate from a private leder. And yet, your credit card APR is still sky … Continue Reading

It’s pretty rare to come across a person who sets out in his or her financial life with the intention of someday declaring bankruptcy. In fact, for a lot of us, the prospect of declaring bankruptcy seems like such a … Continue Reading

Paying monthly insurance premiums can feel like a pain. However, the purchase of insurance is an important part of your finances. The right insurance policies can protect your assets, and prevent you from becoming overwhelmed with financial difficulties. Purchasing insurance … Continue Reading