It seems like retailers are always coming up with new ways to get us to spend money. From flooding our inboxes with information about sales and special deals to all those inviting window displays, our favorite stores have a knack … Continue Reading

For a little over two weeks in October, the U.S. federal government was “out of office.” From national parks to certain sections of many federal agencies, federal services grinded to a halt last month. While there weren’t any extreme catastrophes … Continue Reading

With many college grads entering their student loan repayments this month, one important number will affect how much they’ll pay over the lifetime of their loans: their student loan interest rate. President Obama and Congress spent a significant amount of … Continue Reading

In the personal finance community, there are a lot of mixed feelings about credit cards. Some people sing their praises, others wouldn’t touch them with a ten foot pole. In short, shopping with plastic isn’t universally practiced, and it’s probably … Continue Reading

We all like to help our loved ones. It makes sense to what to help those we care about financially. One way that it seems natural to help others is through co-signing on a loan. On the face of it, … Continue Reading

Inspiration to take proactive steps in our financial lives can come from many different sources. Perhaps a wise old uncle told you to start saving young, or a colleague you respect taught you how to invest your first paycheck. In … Continue Reading

Thanks to the CARD Act of 2009, obtaining a credit card is tougher for young Americans than it’s ever been before. This, of course, is by design: prior to this legislation, many young adults were getting into serious trouble with … Continue Reading