It’s generally accepted that a good credit score is a good thing to have. After all, it can be difficult to do mundane things like rent an apartment or even get water service at that apartment without good credit. But … Continue Reading

Get ready. Change is coming. Since the market collapse in 2008, we’ve been riding a historic wave of low interest rates – the mortgage industry, companies, lenders, banks and above all consumers have benefited from these extremely low rates that … Continue Reading

There’s a lot to be said for building up a big emergency fund. It can definitely come in handy if you’re ever faced with a crisis, and for a lot of people, this brings huge peace of mind. But one … Continue Reading

The single most important factor influencing your credit score, no matter which algorithm is being used, is your payment history. Some measures count your payment history for as much as 35 percent of your credit score. Why does your payment … Continue Reading

Homeowner’s insurance is a product that nearly all of us are required to purchase when we buy a home. Truth be told, though, even if you didn’t have to, you’d probably want to. For most of us, our home is … Continue Reading

Buying a new car probably ranks up there on the list of “most dreaded life experiences.” Because while there’s the excitement of getting a new car, there’s also the fear of getting ripped off. One way to reduce the stress … Continue Reading

Happy (almost) New Year! It’s still technically the holiday season, but the end of 2014 is right around the corner. Whether you’re still in the middle of your holiday shopping or you’ve already bought all your presents, you may be … Continue Reading