When it comes to buying a home, some consumers don’t worry too much about the mortgage rate. Instead, they are more concerned about getting approved, and buying the home in general. If your goal is to get into a house … Continue Reading

When you can’t get credit any other way, you might use a secured credit card to begin reestablishing your credit history. A secured credit card can be helpful, but it’s not the best way to maintain a high credit score. … Continue Reading

Though short term interest rates remain low, savers still need a place to put their money in the short term M&T Bank’s 1-year CDs provide one reasonable option. As of today, M&T is offering a 0.10% APY on 1 year … Continue Reading

Not all debt is created equal. When someone says, “I’m in debt,” it could mean a whole number of things, depending on the type of debt, amount of debt and what they own because of it. So which kinds of … Continue Reading

One of my favorite financial tools is the Health Savings Account (HSA). Your HSA can provide you with a tax-advantaged way to save for the future as part of your overall plan to build your wealth. To qualify for an … Continue Reading

There are obvious advantages to self-employment, not least of which is being your own boss – you can set your own schedule, determine your own workload, and hopefully make more money. But there are many factors that you should consider … Continue Reading

There are multiple savings vehicles for which to park your money. However, depending on the purpose of the savings and the length between now and when you need to access it, you will want to choose different types of accounts. … Continue Reading