Collateral is used as a type of insurance when you take out a loan – if something happens and you can’t repay your loan, the bank or lender still has the collateral, so they can get something back. One common … Continue Reading

New High LTV Programs: Lower Your Payments, Reduce Debt and Save Money! It’s a new year, and that means there are new High LTV Programs designed specifically to lower your payment, reduce debt and save you money! The best part? … Continue Reading

What is Equity? At Today’s Rates: Home Equity Loan is a Smarter Deal Than a Cash Out Refinance You could have cash hidden in your home and not even realize it. We’re not talking about a hidden stash of treasure – … Continue Reading

“What’s in a name? That which we call a rose By any other name would smell as sweet.” This famous quote from Romeo and Juliet is said to mean that names themselves are not important, and they simply act as … Continue Reading

Where’s the ON Switch? Government Shutdown Effects on Mortgages I have no idea why I chose that title or linked it to a rather odd article describing power buttons. 😉 Let’s move on (with apologies for starting this blog with … Continue Reading

The Mortgage Magic Wand! There are XX Days until Christmas, the New Year, Valentine’s Day …. or some other marketable holiday. We are therefore, reminded and inspired to buy those gifts ASAP! One of the best gifts I ever received … Continue Reading

Ai Ai OH! This is not a blog about Old MacDonald or his farm. Instead it is about Artificial Intelligence (AI) in the mortgage industry. And we will NOT allow any sarcastic, caustic or offhand remarks about the mortgage industry … Continue Reading