Many people, including me, will advise those who want to simplify their finances to automate payments. I personally automate everything except for my debt payments because I like to control how much I pay off from one month to the … Continue Reading

When most people get started with investing, it’s rare that they jump right to trading individual stocks. After all, dealing in this type of equity successful – meaning, you don’t lose your hard-earned cash – requires a level of expertise … Continue Reading

When was the last time you walked into a bank to make a financial transaction? In-person banking is so 1999. More consumers than ever, especially Millennials, are opting to save, invest and manage their money through branchless, online banking. There … Continue Reading

As good news to homeowners who are underwater with their mortgages or struggling to meet financial commitments and still hold onto their homes, the HARP program will be extended through to the end of 2015 per an April announcement from … Continue Reading

For those based in California, a CD rate that is a notch above the measly offerings from the big banks is worth paying attention to, at least for the next year or two. California First National Bank is making such … Continue Reading

It is nothing new that Credit Unions have dominated the auto-finance business, at least for those folks with good or excellent credit. According to Callahan & Associates, there was a 10% increase in consumer auto loan originations in the first … Continue Reading

Capital One continues offer savings rates that are far more aggressive than the average.  Current rates are as follows. InterestPlus Online Savings .85% APY + 10% quarterly bonus on interest earned!  $1000 minimum deposit. High Yield Money Market .65% APY … Continue Reading