Though short term interest rates remain low, savers still need a place to put their money in the short term M&T Bank’s 1-year CDs provide one reasonable option. As of today, M&T is offering a 0.10% APY on 1 year … Continue Reading

Generally, life insurance should be purchased if the death of the insured would cause a financial hardship. That’s why parents of minor children need life insurance, so that there will be money to take care of the children financially if … Continue Reading

In a shift away from the ultra-conservative lending standards that have prevailed in recent years, banks are increasingly allowing homebuyers to obtain mortgages with small down payments – sometimes as low as only five percent. In the years immediately preceding … Continue Reading

Shopping for a new loan is sometimes a stressful process. Filling out applications, meeting with bankers, comparing rates – it starts to seem really tedious and intimidating, and sometimes makes you wonder how badly you really want that new house … Continue Reading

When was the last time you looked at your credit report? Do you regularly review your credit report? Why or why not? Every time I sit down with someone to talk about their financial plan, I start with their credit … Continue Reading

Despite market volatility, mortgage rates closed today at the same level where they left off. Strong economic data in the morning caused rates to increase at the open, yet the Fed’s statement in the afternoon brought rates back to where … Continue Reading

On the week of deals, Stanford Federal Credit Union knocks the ball out of the park on competitive auto loan borrowing. The Credit Union is currently offering a deep, discounted rate of 1.49 percent on all new and used vehicle … Continue Reading