Most of us have heard of the “Latte Factor.” The idea is that cutting out small costs from your spending can add up big over time. However, having to cut every little thing can get tedious over time. To make … Continue Reading

Now that the holiday season is approaching, many consumers are focued on gift-giving. One of the difficulties associated with buying gifts for children is that you want to provide something that is interesting for the child, but you might not … Continue Reading

If you have a high interest rate on your credit card, it can be difficult to pay down your balance. So much of your payment goes toward interest that you might not make a lot of headway in terms of … Continue Reading

One of the best ways to build wealth over time is through investing. In many cases, if you focus on low-cost funds, you are likely to do reasonably well over time. However, this type of investing can be a little … Continue Reading

We all like to help our loved ones. It makes sense to what to help those we care about financially. One way that it seems natural to help others is through co-signing on a loan. On the face of it, … Continue Reading

It’s hard to be in a position of financial difficulty. I remember struggling financially as a young wife attending graduate school. Unfortunately, many of us struggle longer than we have to. I know that I spent more years struggling with … Continue Reading

Your credit is becoming one of the most important items that others use to judge you when making decisions about your reliability. This goes beyond just looking at your credit score to decide if you should qualify for a loan … Continue Reading