There are certain rules that, as a personal finance writer, you are expected to follow at all times. One of those rules is that you should never, ever, under any circumstance, buy a new car. A couple of years ago, … Continue Reading
Debt freedom is one of the most common financial goals. As part of the quest to become completely debt free, many consumers decide that they want to pay off their mortgages early. While the idea of paying off a mortgage … Continue Reading
Now that a new year is underway, it’s time to figure out how you can make the most of your finances. This includes looking spending habits and trying to figure out what you can do to maximize your credit card … Continue Reading
One way to reduce your interest rate on your home loan is to refinance your house. You have the opportunity to reduce your monthly payment, and to save money overall on what you repay. The combination of a lower interest … Continue Reading
One of the biggest decisions you will have to make as you purchase a home (or even if you refinance) is whether to get a 15 year mortgage or a 30 year mortgage. When choosing which type of mortgage to … Continue Reading
The single most important factor influencing your credit score, no matter which algorithm is being used, is your payment history. Some measures count your payment history for as much as 35 percent of your credit score. Why does your payment … Continue Reading
For many consumers, the American Dream still includes buying a house. The reality for most people is that a home is too expensive to pay for entirely with cash. As a result, it is necessary to borrow in order to … Continue Reading
