When you can’t get credit any other way, you might use a secured credit card to begin reestablishing your credit history. A secured credit card can be helpful, but it’s not the best way to maintain a high credit score. … Continue Reading
One of my favorite financial tools is the Health Savings Account (HSA). Your HSA can provide you with a tax-advantaged way to save for the future as part of your overall plan to build your wealth. To qualify for an … Continue Reading
Your banking relationship is one of the most important aspects of your finances. You want to make sure that your money is in good hands, and that your account offers you the perks and protections that you need to meet … Continue Reading
A balance transfer is typically considered one of the best ways to consolidate debt so that you can better manage your finances and pay off your obligations at a lower rate. While a balance transfer used in the right way … Continue Reading
One of the best ways to save money on insurance is to get a policy with a high deductible. Whether it’s health insurance, car insurance, or homeowner/renter insurance, a high deductible can mean a lower premium — and savings every … Continue Reading
We’re often told that an adjustable-rate mortgage (ARM) is a Bad Idea when buying a home. After the recent mortgage crisis, ARMs got an even worse reputation. However, even though an ARM can be devastating to some homebuyers, it’s not … Continue Reading
Many taxpayers find that, when they reach the end of the year, they still have an income that is higher than they would like. If it’s past December 31, though, reducing that income through deductions is difficult. You’re usually stuck … Continue Reading
