Privacy Policy

What information do we collect?

We collect information from you when you complete a request for a quote or subscribe to our newsletter.

Any data we request that is not required will be specified as voluntary or optional.

When ordering or registering on our site, as appropriate, you may be asked to enter your: name, e-mail address, mailing address or phone number. You may, however, visit our site anonymously.

Google, as a third party vendor, uses cookies to serve ads on your site. Google's use of the DART cookie enables it to serve ads to your users based on their visit to your sites and other sites on the Internet. Users may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy.

What do we use your information for?

Any of the information we collect from you may be used in one of the following ways:

How do we protect your information?

We implement a variety of security measures to maintain the safety of your personal information when you submit a request or place an order.

These security measures include: password protected directories and databases to safeguard your information or SSL (Secure Sockets Layered) technology to ensure that your information is fully encrypted and sent across the Internet securely.

Do we use cookies?

Yes (Cookies are small files that a site or its service provider transfers to your computers hard drive through your Web browser (if you allow) that enables the sites or service providers systems to recognize your browser and capture and remember certain information.

Do we disclose any information to outside parties?

We may share your information with trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others' rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

When you submit your request for rate quotes from one of our advertisers, you consent to be contacted by us or any of our advertisers through any means, even if you are already opted into the National Do Not Call List administered by the Federal Trade Commission, any state Do Not Call List or the Do Not Call List of any specific institution. If you do not want to be contacted, after submitting your request, you can be removed by requesting removal from the specific advertiser who is contacting you.

Third party links

Occasionally, at our discretion, we may include or offer third party products or services on our website. These third party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.

California Online Privacy Protection Act Compliance

Because we value your privacy we have taken the necessary precautions to be in compliance with the California Online Privacy Protection Act. We therefore will not distribute your personal information to outside parties without your consent.

Childrens Online Privacy Protection Act Compliance

We are in compliance with the requirements of COPPA (Childrens Online Privacy Protection Act), we do not collect any information from anyone under 13 years of age. Our website, products and services are all directed to people who are at least 13 years old or older.

Your Consent

By using our site, you consent to our privacy policy.

Opt-Out Policy

You may change or correct your personal information by contacting us at privacy@ratezip.com. In certain cases, your information may have already been sent to a licensed lender. In these cases you will also need to inform the lender(s) to update, ammend or delete your records as well.

You may at any time opt-out of any/all of our services by sending an email to privacy@ratezip.com. We will thereafter expunge your information from our database permanently.

We will keep your information on record to comply with legal obligations, reconcile accounts or resolve disputes, unless you notify us that you do not wish for us to retain your information.

Changes to our Privacy Policy

If we decide to change our privacy policy, we will post those changes on this page, and/or update the Privacy Policy modification date below. Policy changes will apply only to information collected after the date of the change.

This policy was last modified on 2/2/2013

Contacting Us

If there are any questions regarding this privacy policy you may contact us using the information below.

RateZip.com
90 State Street, Suite 700
Albany, NY 12207
United States
privacy@ratezip.com

Privacy Policy Customer Pledge

We pledge to you, our customer, that we have made a dedicated effort to bring our privacy policy in line with the the following important privacy laws and initiatives:

Childrens Online Privacy Protection Act

If at anytime you have a cause that needs to be disputed please fill out the Trust Guard Dispute Resolution form.

Respectfully,
www.ratezip.com

Email address: privacy@ratezip.com

URL: www.ratezip.com