Homebuyers have benefited from historically low interest rates for the past several years, with rates hovering between 2% and 3%. However, mortgage rates have been trending upwards and are expected to increase even further. If you have been putting off … Continue Reading

Over the course of their mortgage term, most borrowers will be earning equity in their home. While having more equity means owning more of your home outright, there may come a time when you need to access those funds. One … Continue Reading

As a way of saying thank you for serving our country, the Department of Veterans Affairs and participating lenders offer loans specifically for qualified veterans who want to own real estate. Veterans looking to purchase a home may think that … Continue Reading

As 2021 races by, it seemed fitting for me to ask some, “Where are we now?” questions. No, no, this is nothing like Where’s Elmo. Specifically, I wanted to know how a variety of mortgage professionals, with boots on the … Continue Reading

According to wordhippo.com, the opposite of hard can be any of the adjectives shown below. Since it’s fairly unanimous that last year was hard on many levels, I suggest we opt for the opposite. So facile it is.  👍 To … Continue Reading

In today’s mortgage spotlight, we are going to take a look at Graduated Payment Mortgages. A graduated payment mortgage is defined by Mortgage Educators and Compliance as “A mortgage whose initial payments are lower than its later payments. The payments … Continue Reading

The isolation continues. Walking 5 miles a day, no meat, dairy or flour. Eating fresh vegetables and home cooked meals every day. The change has been fantastic! Zero alcohol. A healthy, gluten-free, caffeine-free diet and a 1-hour home workout every … Continue Reading