| Pros: | Cons: |
| • Experienced VA lender • Available in all 50 states • 24/7 customer service • Other loan options available • Easy online platform for pre-qualifying and applying |
• No home-equity loans or HELOCs |
Current and former members of the military and their spouses have a unique resource available to them that they should take advantage of when purchasing a home: VA loans. VA loans are issued by qualified lenders, but guaranteed by the Department of Veteran Affairs. They don’t require down payments, have no mortgage insurance, have no prepayment penalty, have a limit on closing costs, and normally have great rates and terms! If this sounds appealing to you, be sure to check out Veterans United, the top VA lender in the nation for 2016 through 2019!
Veterans United has branches in 18 different states, but offers services to all 50 states, making them a national lender. They’re also considerate of servicemembers who may be overseas or have difficult schedules, and have customer service representatives available 24/7. This means that you can call or email them at a time that works for you. Their average customer rating is 4.7 out of 5 stars, so you know that their other customers are happy with them!
In addition to VA loans, Veterans United also offers other government and conventional loans, including FHA and USDA. This means that if a VA loan isn’t right for you, you still may be able to benefit from Veterans United’s service. However, Veterans United does not offer home-equity loans or HELOCs. They do offer cash-out refinancing, which could be another option for homeowners. You can read more about different types of loans right here on RateZip!
Veterans United’s motto is “Be Passionate and Have Fun, Deliver Results with Integrity, Enhance Lives Every Day.” Enhancing the lives of their customers has helped them become the top VA lender that they are. See how they compare to other VA lenders using the RateZip platform!
This bank profile is not an endorsement or advertisement for the bank's products and services. RateZip is an independent publisher of bank information.
