This program is available due to the efforts and resources of Sedgwick and Shawnee Counties. Applicants can receive as much as 4% of the purchase price of their house to help cover the down payment and closing.

A minimum credit score of 660 is allowed, but those with credit scores between 640 and 659 have the option of accessing as much as 3%.

Only first-time homebuyers are eligible; however, this requirement is waived for those purchasing in a designated target area.

The 2020 annual household income limits are listed below:

• 1-2 People Household Maximum Income:
• Kansas City, Leavenworth, Wyandotte, Johnson, Linn & Miami - $72,800
• Lawrence, Douglas - $74,700
• All Other Areas - $66,700
• 3+ Person Household Maximum Income:
• Kansas City, Leavenworth, Wyandotte, Johnson, Linn & Miami - $83,720
• Lawrence, Douglas - $85,905
• All Other Areas - $76,705

Other programs in Kansas:

• KHRC First Time Homebuyer Program
• Federal Home Loan Bank Down Payment Assistance Program
• Capitol Federal Closing Costs Assistance Program

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