Home at Last Access Down Payment Assistance Grant

Through the Nevada Rural Housing Authority, eligible applicants can receive as much as $24,000 in assistance funds. This can be used to help cover the down payment of a home purchase.

This is a second mortgage with a three-year term that is forgivable providing that the borrower uses the property as their primary residence for at least three years. This second mortgage has no interest and no monthly payments.

All applicants will have to finish a homebuying education class, which is offered for free online.

In order to qualify, applicants cannot make more than $135,000 if they have a conventional loan, or $116,000 if they have an FHA, VA, or USDA loan. They must also have a minimum credit score of 640. Further, their debt-to-income ratio cannot be more than 50%.

Other programs in Nevada:

Or click here to search a different state.