City of Pine Bluff Homebuyers Assistance Program

The Homebuyers Assistance Program, offered by the Economic and Community Development Department of Pine Bluff, allows qualified individuals to receive as much as $2,000 for down payment costs and $3,000 for closing costs (which does not include prepaid items). This is a deferred loan with a five-year term and 0% interest. The borrower does not need to pay back the loan unless the house is sold, transferred, refinanced, or otherwise disposed of before the five-year term is over.

Qualified applicants must meet specific annual household income limits – they must be of low-to-moderate income and their annual household income cannot be more than 80% of the area median income.

Applicants must also pay at least $500 towards the down payment from their own funds.

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