FHA Home Purchase Loans are currently one of the most popular programs being requested.  This program allows home buyers relaxed credit guidelines and a very low down payment, making it easier to become a homeowner.

Homeowners who have not yet utilized the Home Affordable Refinance Program® (HARP) are in luck as the program has been extended through 2016!  This allows Americans to refinance their homes at shockingly low rates, and reduce their payments by an average of $2,500 a year.  … Continue Reading

Pen Fed’s 15/15 ARM is a unique product. Although technically an adjustable rate mortgage, it adjusts only once during the life of the loan, and at the year 15 mark. With rates lower than a 30 year fixed, it is … Continue Reading